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Want to be a Leading lender in the market?
Then this is for you.

Nidhi Company Registration

@17499/-

Start your Loan or Finance business without investing too much. Get approval within 10 working days and 100% online Tracking of work. Get in touch with India’s best Nidhi Company registration Consultant – LakshyaTaxConsultancy.
Company Name Registration Form

What is Nidhi Company ?

Get your query resolved by the Best Nidhi Company Registration Consultant in India

Nidhi Company is a group of individuals who wish to facilitate easy fund availability among themselves. It is a type of NBFC where lending and deposits are strictly limited to its members. Nidhi Company registration does not require RBI approval and is governed under the Companies Act, 2013.

Start your own small bank with Nidhi Company registration and offer loans, accept deposits, and open savings accounts. It’s an ideal choice for those wanting to begin a finance business with low investment. LakshyaTaxConsultancy helps you register and understand the working of a Nidhi Company efficiently.

LakshyaTaxConsultancy, a leading Business Consultant, offers quick Nidhi Company Registration Online Service in India with five simple steps:

1. First and foremost, we will apply for your Digital Signature Certificate (DSC) and Director Identification Number (DIN)

2. Choosing a Unique Name for your Company.

3. Preparing required Nidhi Company registration documents.

4. Filing e-forms with MCA.

5. Allotment of COI. Congratulations, your Nidhi Bank Registration is now complete.

The only step left is to open your Nidhi Company Current Bank Account using the COI allotted by the MCA department. You can begin your Lending business operations now.

It is important to note that:

Nidhi Company Registration are a sort of NBFC (Non-Banking Financial Corporation) that is regulated and managed by the Companies Act, 2013. The single essential aspect that sets this company from others is that it only accept deposits from and makes loans to its members, i.e., shareholders, and it only works for the mutual benefit of its members. The RBI has exempted this company from the RBI Act of 1934’s main regulations because it exclusively deals with the money of its owners or members.

 
Features of Nidhi Company

Features you can't resist

Separate Legal Entity

In a Nidhi Company Registration, the Company, Directors and its Shareholders are considered as Separate Legal entities, thus shields from personal liability and protects from other risks and losses.

Easy to Change Owners

It is easy to change the members and directors at any given point of time. The cost associated with the addition or removal of Directors or Shareholders from a Nidhi Company is quite nominal and the process can be completed within the same day as well.

No RBI Regulations

The Benefit of Nidhi Company Incorporation is that, it does not require to take prior approval from RBI to start its loan business. Thus, the Comapny can start its business as soon as it incorporates.

Interest Income

Nidhi Company enjoys the benefit of having a steady income in the form of Interst inome. Also, Nidhi Comapny can earn Interest upto 20% P.a.

Ease of Expansion

Nidhi Comapny can open maximum upto 3 branches within the district after sucessfully completing its 3 years after incorporation.

Safe Lending

Nidhi Company is allowed to lend money against securities like gold, immovable property, FDs, etc. thus providing the adequate resources for recovery.

Minimum Investment

Nidhi Company can be incorporated with a minimum paid up capital of Rs. 5 Lakhs.

Low Risk of NPAS

As we all know that Nidhi Company is allowed to deal with its members only, it provides reasonable assurity about the safety of the money lend by it.

Easy Fund Availibility

A Nidhi Company Registration is required to make minimum of 200 members which ultimately provides it with easy fund availability from its members.

Documents Required

For Nidhi Company Registration Process

LakshyaTaxConsultancy – The Best Nidhi Company Registration Consultant in India requires the following documents for the incorporation:

  • PAN Card or Passport (Foreign Nationals & NRIs)
  • Copy of Aadhaar Card
  • Passport-sized Photograh
  • Email Ids & Mobile Number
  • Latest bank statement (2 months)/ telephone or mobile bill/ electricity or gas bill
  • 2 Suggested Names of the Company
  • Latest Electricity Bill for Registered Office of Company
Nidhi Company Registration Procedure

More simple than it looks!

1. Preparations of Digital Signature (DSC)

1st we apply for DSCs of all the Directors & Subscribers. Digital Signatures are required for signing all the documents while incorporating your Nidhi Company.

2. Filing Application for Director's DIN

After DSCs, we will apply for the Director Identification Number (DIN) for each of the proposed directors. It is the unique number allotted by the MCA to each director of the Proposed Nidhi Company.

3. Choosing Unique Name for your Nidhi Company

Meanwhile applying for your digital signatures, we will help you in selecting a Unique Name for your Company. This process completes on the same day.

4. Preparing Forms and Documents

Once your Company name is approves, our experts will start preparing all the required e-forms and other documents. These documents will contain the company’s business objectives i.e., MOA and AOA and other legal documents that needs to be submitted to the department.

5. Filing e-forms with MCA

After completing all the formalities and documents, we upload e-forms prepared in step-3 on the MCA portal which takes approx 2 days for either approval or rejection. Relax, our experts will get your Nidhi Company registered in a single shot.

6. Allotment of COI, PAN & TAN

Once, the approval is confirmed from the department, the MCA will issue the Certificate of Incorporation, the company’s PAN and TAN using which a Current Bank Account can be opened and you can start your business operations right away. CONGRATULATIONS.

Requirements For Post-Nidhi Company Registration

Must Remember Points

After the completion of Nidhi Company Registration Process Online, there are some requirements that need to be fulfilled within a specific time range. Below are the requirements for post- Nidhi Company Registration in India:

At least 200 people

The firm must have at least 200 shareholders or members by the end of the first year, according to the first condition. It is also required to submit a list of all members in this particular Form within 1 month of the conclusion of each fiscal year.

The NOF should be at least Rs 10 lacs

The NOF (Net Owned Funds) is discussed in the second post-requirement. The company’s NOF must be greater than or equal to Rs 10 lakhs.

The NOF-to-Deposits Ratio

The Net Owned Funds to Deposit Ratio must be more than 1:20.

Unencumbered Deposits

Unencumbered deposits must account for at least 10% of total deposits.

Our Incredible Packages

India’s Best Nidhi Company Registration Consultants

GOLD

₹24999 ₹ 17499/-
(+ Govt Fees)
Registration in 10 days
Authorised Capital upto 15 lacs
3 DIN & 7 DSC (Class-3)
Certificate of Incorporation
MOA, AOA, PAN, TAN, ESIC
GST Registration
ISO Certification (1 Year)
Professional Website
1 year Domain & Hosting
Basic On-Page SEO
Google Analytics & Web mails
Commencement Certificate
Trademark Registration
Auditor Appointment
ITR of Company
Audit & Annual Compliances
This is Perfect for me
Popular

PLATINUM

₹39999 ₹ 27499/-
(+ Govt Fees)
Registration in 10 days
Authorised Capital upto 15 lacs
3 DIN & 7 DSC (Class-3)
Certificate of Incorporation
MOA, AOA, PAN, TAN, ESIC
GST Registration
ISO Certification (1 Year)
Professional Website
1 year Domain & Hosting
Basic On-Page SEO
Google Analytics & Web mails
Commencement Certificate
Trademark Registration
Auditor Appointment
ITR of Company
Audit & Annual Compliances
This is Perfect for me
Advance

GOLD

₹24999 ₹ 17499/-
(+ Govt Fees)
Registration in 10 days
Authorised Capital upto 15 lacs
3 DIN & 7 DSC (Class-3)
Certificate of Incorporation
MOA, AOA, PAN, TAN, ESIC
GST Registration
ISO Certification (1 Year)
Professional Website
1 year Domain & Hosting
Basic On-Page SEO
Google Analytics & Web mails
Commencement Certificate
Trademark Registration
Auditor Appointment
ITR of Company
Audit & Annual Compliances
This is Perfect for me
Popular

Frequently Asked Questions

Your Questions, Answered with Clarity.
What types of businesses do you serve?

We work with startups, SMEs, e-commerce sellers, professionals, and large enterprises—providing customized audit, tax, and advisory solutions.

Yes, we handle all types of GST and Income Tax notices, reply drafting, assessments, and representation before authorities.
Absolutely! We offer end-to-end services online including consultations, documentation, filings, and support—saving your time and effort.
You’ll need PAN, Aadhaar, address proof, business name options, and a utility bill of the office location. We assist with everything.

Need A Consultation?

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Why Choose Us?

Best Online Company Registration in India
Understanding-Client-Needs

7-10 Working Days

"We specialize in delivering the fastest online company registration services in India. We understand the excitement of launching your first venture, and our team ensures a smooth, hassle-free process with complete dedication and precision."

Strategy

One Expert, Just for You

"The moment you choose to register your company with us, we assign you a dedicated personal assistant to guide you through every step—ensuring a seamless process, timely updates, and quick answers to all your questions."

Strategy

Lowest Possible Cost

"The first step into entrepreneurship doesn’t have to be hard—or expensive. At Lakshya Tax Consultancy, we make your business journey simple, stress-free, and affordable, offering the best CA consultancy services in India at the lowest possible cost."

Strategy

24/7 Support

"We are committed to delivering our very best, every time. Whether it’s day or night, our team is always ready to assist you—because your queries deserve timely answers. Our dedication has earned us a proud 5-star rating on Google. Contact us anytime via call, SMS, email, or WhatsApp, and experience service that never sleeps."

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